CALL: 402-721-2500
Internet Banking


We have been in business for over 65 years as Fremont’s only 100% locally-owned community bank and are excited to expand our market with the recent acquisition of Two Rivers Bank in Arlington and Blair. We began our work in Fremont in 1956 and take pride in the role we have played in the growth of our community. Moreover, we are deeply grateful for the trust and support we have received from you, our Customer and Friend, over the years.

The 21st century brings many new and exciting changes to the banking industry. We could promise you that the continued emergence of internet and mobile banking will help you manage your money and conduct your banking 24-7. We could also share that products like Health Savings Accounts could change the face of health care spending. First State’s vision, however, remains constant… continue to provide you with the highest level of customer service, the latest technology and innovative products.

We would like to share with you that our commitment to making Dodge & Washington Counties a progressive and caring place to live and raise a family is of paramount importance to the Board of Directors, Officers and Staff of First State Bank & Trust Company. We have an unwavering dedication to take excellent care of our customers. We also have a strong tradition of supporting our communities. Our bank associates continue to be the people who volunteer in community churches and schools, serve on area boards and committees and participate in the leadership of Fremont. You may see us building houses for Habitat for Humanity, supporting Legion baseball, volunteering in the schools, running Bank in School programs at Archbishop Bergan Elementary School, Linden Elementary School and Arlington Elementary School, ringing bells for the Salvation Army, raising funds for the YMCA, encouraging the progress at Midland University or collecting canned goods for the Washington County Food Pantry. While it is impossible to represent all of the causes we care about, know that strengthening the communities we serve and its citizens is our focus.

Where we live is where we give… it’s more than our tagline. It’s what we at First State Bank & Trust will continue to live and believe in for the coming years.


First State Bank & Trust Company’s Mission is to satisfy customers, guarantee quality products and provide professional service.

We are dedicated to helping families and businesses achieve their financial goals at Fremont’s Financial Center, First State Bank & Trust Company!

  • 1955 – First State Bank Receives Charter
  • 1956 – Opens Doors For Business
  • 1966 – Assets Reach $3.24 Million
  • 1967 – Main Bank Facility Adds 1,000 Square Feet
  • 1974 – Parkview Office at Military & William Opens
  • 1979 – Main Bank Facility Expands to Four Drive-In Lanes
  • 1986 – First State Bank Installs Fremont’s First 24-Hour ATM
  • 1987 – First State Bank Becomes 100% Locally Owned – Assets: $30 Million
  • 1988 – Downtown Branch Opens
  • 1992 – Assets Reach $57 Million
  • 1992 – Main Bank Adds 5,500 Square Feet
  • 2000 – Walmart In-Store Bank Opens
  • 2001 – First State Bank Adds Trust Services
  • 2001 – First State Bank & Trust Co. Adds 28,800 Square Feet
  • 2001 – Assets Reach $130 Million
  • 2002 – First State Bank & Trust Co. Adds Leasing Services
  • 2002 – NetFirst Online Banking Unveiled
  • 2004 – First State Bank & Trust University is Introduced
  • 2004 – Assets Reach $150 Million
  • 2005 – First State Bank & Trust Co. Dedicates James H. Moore Jr. Board Room in Honor of Jim’s 50 Years of Service to the Bank
  • 2006 – First State Bank & Trust Co. Celebrates 50 Years of Service to Fremont
  • 2009 – Bank Receives ICBA National Community Bank Service Award for Financial Literacy
  • 2009 – Linden Elementary Public School Bank in School Opens
  • 2009 – Assets Reach $200 Million
  • 2010 – Archbishop Bergan Catholic Elementary School Bank in School Opens
  • 2013 – First State Bank & Trust Co. Begins Providing In-House Investment Services and Launches First State Financial Services.
  • 2014 – FSB&T Mobile App Unveiled
  • 2019 – FSB&T earns 15th consecutive Personal Economics Program (PEP) award from the Nebraska Banker’s Association for our financial literacy efforts in the community
  • 2019 – Assets Reach $250 Million
  • 2021 – FSB&T acquires Two Rivers Bank of Blair and Arlington



  • Blake H. Dillon
  • Sidney R. Dillon
  • William F. Dugan
  • Randall L. Eikmeier
  • Jerald D. Hendrickson
  • Charles P. Johannsen
  • Ronald D. Kranz
  • David C. Mitchell
  • Craig L. Nelson
  • Travis L. Nelson
  • Dale E. Olson
  • Leslie B. Shallberg
  • Ron C. Weaklend
  • Jeff J. Wilmes
  • J. Jessup Wilson

  • Joel Bacon
  • Denise Dein
  • Ryan Dugdale
  • Pam England
  • Jessica Fickbohm
  • Stacy Gibney
  • Lauren Hamilton
  • Melissa Hapke
  • Esmeralda Hernandez
  • Chuck Johannsen
  • Frank Kment
  • Randy Lock
  • Jill Marquardt
  • Mikki Mullally
  • Jamie Nelson
  • Ronda Niehaus
  • Kristy Pafford
  • Brandi Petersen
  • Jon Rohlfs
  • Renen Sahr
  • Renée Schneringer
  • Cindy Slykhuis
  • Nick Vrba
  • LeeAnn Wilcox
  • Shelley Winter