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CONSUMER ACCOUNT RATES
Click here to download our current Consumer Account Rate sheet.
This document includes rates for:
- Certificates of Deposit
- Individual Retirement Accounts
- Savings Accounts
- Premier Interest Checking Accounts
- 50+ Interest Checking Accounts
- Direct Interest Checking Accounts
- First Rate Checking Accounts
- Variable Rate Health Savings Accounts
- Long Term Care Checking Accounts
Certificates of Deposits
Regular CDs & Fixed Rate IRAs
Substantial Penalty for Early Withdrawal
Minimum Opening Deposit $500
Last Updated: November 14, 2022
| Term | Interest Rate | APY¹ |
|---|---|---|
| 3 Months | 1.00 | 1.00 |
| 6 Months | 1.24 | 1.25 |
| 12 Months | 1.49 | 1.50 |
| 24 Months# | 1.84 | 1.85 |
| 36 Months# | 1.99 | 2.00 |
| 48 Months# | 1.99 | 2.00 |
| 60 Months# | 1.99 | 2.00 |
Step-Up / Step-Out CDs
Minimum Deposit Amount: $5,000
CD Terms: 24, 36, 48 or 60 Months
Step-Up / Step-Out CDs offer additional benefits such as:
A. The option to increase your interest rate twice within the term of your CD. Plus, when you increase your interest rate, you lock in that rate by extending your maturity date one year.
B. The ability to make an annual withdraw of up to 20% of your original investment with no penalty after the first 6 days of deposit.
Step-up Step-Out disclosure available upon request
#Relationship Rate Increase: On new or existing CD’s with balances of $10,000 and over, we will add 0.25% APY1 to the stated rate if you have a new or existing checking or loan account with us.
CHECKING ACCOUNT RATES
50+ Interest Checking
Minimum Opening Deposit $50
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 & Over | 0.12 | 0.12 |
Direct Interest Checking
Minimum Opening Deposit $50
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 & Over | 0.12 | 0.12 |
Premier Interest Checking
Minimum Opening Deposit $50
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 - $1,499.99 | 0.05 | 0.05 |
| $1,500 & Over | 0.12 | 0.12 |
Business Interest Checking²
Minimum Opening Deposit $50
Last Updated: November 14, 2022
| Minimum Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 - $24,999.99 | 0.05 | 0.05 |
| $25,000 - $99,999.99 | 0.12 | 0.12 |
| $100,000 & Over | 0.15 | 0.15 |
SAVINGS ACCOUNT RATES
Premier Money Market
Minimum Opening Deposit $50,000
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 - $49,999.99 | 0.35 | 0.35 |
| $50,000 - $99,999.99 | 0.45 | 0.45 |
| $100,000 - $249,999.99 | 0.50 | 0.50 |
| $250,000 - $499,999.99 | 0.75 | 0.75 |
| $500,000 - $749,999.99 | 0.85 | 0.85 |
| $750,000 - $999,999.99 | 1.00 | 1.00 |
| $1,000,000 & Over | 1.15 | 1.15 |
Regular Savings
Minimum Opening Deposit $50
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 | 0.35 | 0.35 |
Wiz Kidz Savings² & Christmas Club Savings²
Minimum Opening Deposit $10
Last Updated: November 14, 2022
| Minimum Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 | 0.35 | 0.35 |
Variable Rate IRA²
Minimum Opening Deposit $100
Last Updated: November 14, 2022
| Minimum Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 | 0.35 | 0.35 |
Health Savings Account²
Minimum Opening Deposit $10
Last Updated: November 14, 2022
| Minimum Average Daily Collected Balance to obtain APY¹ | Interest Rate | APY¹ |
|---|---|---|
| $0.00 | 0.35 | 0.35 |
¹APY = Annual Percentage Yield
²Rates may change after account is opened. Fees may reduce earnings.